The holiday season is fast approaching, which means many are already starting to plan out their holiday shopping.

One thing’s for sure, amid the hustle and bustle, you’ll be asked the same thing again and again at the checkout line: Would you like to open a store credit card?

Usually, store credit cards come with a big initial discount on your purchase.

While that makes the offer all the more tempting, Consumer Reports said to think twice before you sign the dotted line.

Action News’ Nydia Han has some important tips and tricks you should consider before saying yes or no.

Watch the video above for more information.