Between gifts, traveling, decor, and events, the holidays can be a stressful time for your wallet. It’s important to not stress yourself out though, and to avoid unwanted debt or depleted savings accounts because of overspending.Here are some simple ways you can financially restrain yourself this holiday season.

Set a holiday budget

First and most importantly, set a budget. Define in the beginning how much you’re willing to spend on all things holiday. Include experiences, gifts, decorations, events, and travel in this budget.You’ll want to keep your everyday regular expenses in mind when creating your financial plan . Once you have your number, stick to it.To help you do that, make sure you keep track of your purchases as you start spending.

Make a list 

Santa doesn’t have to be the only one who makes a list. You can too. Consider pinpointing the loved ones you want to get a gift for. You can also make a list of other holiday-related expenses like decor and food.Having a defined list can help you plan purchases ahead of time and avoid impulse buying.

Debt free?: Tips to clear your debt within a year

It might help to keep a running list over the year in your notes app. When you see something that would make a great gift for a loved one or friend, write it down and note where you saw it and the price. If it was at a store, note which, or if it was online, save the link so you can find it later.