Week 14 was good not great.

I went 9-4 straight up, and Simms was 8-5.

Against the spread, we were both 6-6-1.

For the year, I’m now 143-65 straight up; he’s 139-69. Against the spread, I’m at 121-83-4; he’s 103-101-4.

This week, we disagree on two games straight up and four against the spread.

For all Week 15 picks, scroll away.

Rams at 49ers (-2.5)

The 49ers are desperate, and the L.A. defense might be gassed after giving up 42 points on Sunday.

Florio: 49ers, 27-21.

Simms: Rams, 27-23.

Cowboys at Panthers (-3)

How are the Panthers favored?

Florio: Cowboys, 24-20.

Simms: Cowboys, 20-17.

Chiefs (-4) at Browns

Another week, another failure by the Chiefs to cover the spread.

Florio: Chiefs, 23-20.

Simms: Browns, 24-20.

Dolphins at Texans (-3)

The Texans are limping toward an inevitable playoff berth; the Dolphins are surging toward coming up short.

Florio: Dolphins, 27-24.

Simms: Dolphins, 24-20.

Jets (-3) at Jaguars

It’s this week’s “if you bet on this game, get help” contest.

Florio: Jets, 20-14.

Simms: Jet, 27-17.

Commanders (-7.5) at Saints

The Commanders have a smaller margin for error than most realize.

Florio: Commanders, 24-13.

Simms: Commanders, 23-13.

Ravens (-16) at Giants

Quoth the Raven, “Gabbagool.”

Florio: Ravens, 34-13.

Simms: Ravens, 30-10.

Bengals (-5) at Titans

The Bengals will be the best team to not make the playoffs.

Florio: Bengals, 27-16.

Simms: Bengals, 23-21.

Patriots at Cardinals (-6)

Carolina gets an early Christmas gift.

Florio: Cardinals, 23-10.

Simms: Cardinals, 28-21.

Colts at Broncos (-4)

Can Indy keep their slim playoff hopes alive? Probably not.

Florio: Broncos, 24-17.

Simms: Broncos, 24-20.

Bills at Lions (-2.5)

Buffalo’s defense won’t be able to slow down Detroit’s offense.

Florio: Lions, 30-27.

Simms: Lions, 41-38.

Buccaneers at Chargers (-2.5)

It’s a coin-flip game, with the home team getting the edge.

Florio: Chargers, 24-21.

Simms: Chargers, 27-23.

Steelers at Eagles (-5.5)

The Steelers haven’t won in Philly since 1965. They’ll have to wait even longer.

Florio: Eagles, 23-20.

Simms: Eagles, 27-14.

Packers (-3) at Seahawks

Green Bay has lost four games to three teams with a combined record of 34-5.

Florio: Packers, 27-23.

Simms: Packers, 26-21.

Bears at Vikings (-6.5)

These division rivals are moving in opposite directions.

Florio: Vikings, 31-17.

Simms: Vikings, 31-17.

Falcons (-4) at Raiders

If the Falcons can’t beat the Raiders, it’s time to go with Michael Penix, Jr.

Florio: Falcons, 27-17.

Simms: Falcons, 23-20.