If you’re a fan of traveling, you might be thinking of getting a credit card to earn travel rewards. While there are many rewards credit card options, a travel rewards card is an excellent choice if you want to redeem your rewards for flights, hotel stays, or other travel experiences.

But is it worthwhile to open a new credit card account just to earn travel rewards points? It may be.

A quick overview of rewards credit cards

Many of us use credit cards in our everyday lives. Credit cards can make it easy to pay for purchases, and with responsible credit card usage, you can build credit. You can browse The Ascent’s list of the best cash back credit cards to learn more about some of the top features of these cards.

Another rewards credit card option is travel credit cards. With these cards, you can earn points or miles and redeem them for travel. If you travel often or want to travel more in the future, this type of card could be a good fit for you.

Before applying for a new credit card, it’s essential to review its features. That way, you can decide if it’ll meet your needs. Remember to research all fees and card benefits. If you’re considering a rewards credit card, you should understand how the card earns rewards and your options for redeeming the rewards you earn so you know what to expect.

Should you get a card to earn travel rewards?

If you’re new to using rewards credit cards, you may wonder if getting a new card is worthwhile just to earn travel rewards points. If you travel often, the answer is likely yes. If you’re getting a card that rewards you for making travel purchases, you could earn a sizable stash of rewards.

Even if you only travel occasionally, it may still be worthwhile. But what if you don’t use the card perks? Even if you don’t use all of the benefits provided, it may still be worthwhile to get a travel rewards credit card to earn rewards points.

However, if there’s an annual fee charged to use the card, you should consider whether it makes sense to pay the fee if you’re not getting much use out of the perks. Luckily, there are some excellent travel rewards credit cards with annual fees of $100 or less.

Credit card rewards can help you save money on travel costs

One of the most significant advantages of getting a travel credit card is earning rewards and redeeming them for free or nearly free travel. Putting in the effort today to earn travel rewards with a credit card could save money on future vacation costs.

Travel expenses can add up fast, so any money saved can make a big difference. Are you ready to start earning travel rewards points? Check out our list of the best travel rewards credit cards to learn more about the top features of each card that we recommend.

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